FullPocket is a website where you can learn about money.

You might wonder: What’s so special about that? After all, there are other websites about money. In fact, there are a lot of them!

We’re designing FullPocket to be different in three ways:

We prioritize consumer education over keywords and clickbait. Let’s be honest, there’s a lot of junk content on the Internet. Here on FullPocket, you won’t to find articles like “The 19 Surprising Things You Will Find in Every Billionaire’s Bathroom” or the latest reality television star’s net worth. What you will find are thoughtful, well-researched articles, illustrations and videos that explain complex financial subjects in a thorough but approachable way.

We’re real people, just like you (not Wall Street bros or accounting nerds). Chris and I are both average American guys who, for various reasons, became interested in personal finance. I was an aspiring journalist who found my first job at a financial magazine and took a personal journey into (and then out of) debt. Chris learned to love numbers in his career and discovered a fulfilling side-hustle writing about personal finance around the Web.

We’re both husbands and dads who are working to ensure a secure financial future for our families. And we both love teaching other people the things we’ve learned about what separates wealth-builders from average people who struggle to manage money their entire lives.

We put you, the reader, first (not advertisers). Did you know that nearly every time you read about a financial product online, the publisher is getting paid for that product reference? Affiliate marketing is everywhere, especially in the world of consumer finance.

That’s not all bad. In fact, this kind of advertising has inspired and incentivized entrepreneurs to create valuable financial education content that didn’t exist 20 years ago. It’s never been easier to teach yourself how to build wealth, and digital marketing is part of the reason. But affiliate marketing can create conflicts of interest. Worse, many websites take it too far, pumping products every other paragraph.

We will, one day, likely support ourselves with affiliate partners, too. But you can expect things to be different around here. Any content containing paid affiliate links will live in a specific section of the site and be clearly labeled as such. We will always recommend the best products, not the products that pay us (or pay us the most). We will actually use and test products we review. (Believe it or not, most websites don’t do this). Would you buy a car based upon the review of someone who’s never driven it? Finally — and most importantly — we will choose to publish content because it’s helpful to you, not because it can sell a product.

About David Weliver

David Weliver is a financial journalist, co-founder of FullPocket and founding editor of Money Under 30.

Growing up, David was more interested in drawing cartoons, playing guitar, and volunteering as an EMT than budgeting and investing. When David was a teenager, his family faced major financial setbacks that would color his relationship with money. As a young adult, David foolishly borrowed money to pay for both college and a lifestyle he couldn’t afford, landing in $80,000 of debt by the age of 25.

After working as a researcher for the financial magazine SmartMoney, David said “enough” and got to work digging out of debt. With some grit and a few side hustles, David paid off all of the debt in just over three years. While he was at it, he launched the website Money Under 30 to help other 20-somethings avoid making the same mistakes. After creating the site in 2006, David led the business for more than 10 years. While reaching nearly 2 million monthly readers, Money Under 30 was acquired in 2017 by Webpals, a division of XLMedia, Plc, where David still serves as founding editor.

David resides in Maine with his wife, children, and a growing menagerie of dogs and cats.

About Chris Muller

Chris Muller is a financial writer and co-founder of FullPocket.

After watching his family go through bankruptcy a couple of times growing up, Chris quickly became obsessed with all things money-related. Chris’ educational background is in finance – as he has a BBA and MBA in Finance, both with a focus on advanced investment theory. Chris has spent the better half of his working career in the financial sector, as well.

In 2015, Chris met David and began writing for Money Under 30 (as well as several other large financial websites) to share his expertise on a variety of financial topics. Since then, Chris has become a noted authority on financial topics like investing, making money, saving money, and more.

Chris lives in Pennsylvania with his wife and two kids.