What Is an IRA and How Can You Use It?
Retirement Planning

What Is an IRA and How Can You Use It?

An Individual Retirement Account or IRA, as it’s known in the financial world, is an account designed to help with your savings and retirement. The account holds various investments, and many people choose this retirement plan because they offer tax advantages. Most financial advisors would say IRAs are something everyone needs. We tend to agree….

How Does an ETF Work?
Investment Funds

How Does an ETF Work?

An easy answer is an ETF is an exchange-traded fund. However, when it comes to investing, the ETF combines the diversity you get in mutual funds with the ease of trading stock. Here’s your ETF 101 crash course to bring you up to speed on why exchange-traded funds (ETFs) might be ideal for you. Exchange-traded…

What Does a Mutual Fund Do?
Investment Funds

What Does a Mutual Fund Do?

Are you looking to strike it rich in the stock market? You shouldn’t listen to your buddy at work who swears by buying shares in a startup he claims will be “the next Amazon.” There’s a much safer way to go about building your wealth — and it goes by the name “mutual fund.” Read…

How to Read the Stock Market Chart
Investing 101

How to Read the Stock Market Chart

If you are new to the world of investing, you may struggle to understand the mysterious, complex-looking stock charts that riddle Google and Yahoo Finance. These graphs showcase dozens of tiny lines of different heights, along with numbers and statistics that compare current stock prices to past ones.  Though stock charts may look confusing, knowing…

What Is Value Investing?
Investing 101

What Is Value Investing?

Value investing is a strategy that involves seeking out and buying stocks that are trading at a market price lower than their book value or true value. In other words, you are looking for stocks that are “on sale” or worth more than their current share price. When the stocks reach or rise above their…

How Does the Stock Market Work?
Investing 101

How Does the Stock Market Work?

If you are like many Americans, you find the stock market intimidating and confusing. According to a 2020 poll by Gallup, only 55% of Americans own stocks.  You may have heard horror stories of people losing all of their savings on a single investment, and terms like “capital gains” and “S&P 500” make you think…

What Are Stocks?
Investing 101

What Are Stocks?

If terms like “dividends,” “bull market,” and “IPO” confuse you, you aren’t alone. Many people view the stock market as a complex, intricate concept that they believe they could never understand, let alone participate in.  However, understanding what a stock is and how it works is an easy way to introduce yourself to the stock…