What Types of Government Bonds Are Available to Investors?

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A government bond is a type of security sold by governments that offers a fixed amount of interest each year, making it a relatively safe investment. So, what types of government bonds are available to investors? The variety of options can be overwhelming. Learn more about the types of government bonds that you can buy…
how does an etf work

How Does an ETF Work?

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An easy answer is an ETF is an exchange-traded fund. However, when it comes to investing, the ETF combines the diversity you get in mutual funds with the ease of trading stock. Here’s your ETF 101 crash course to bring you up to speed on why exchange-traded funds (ETFs) might be ideal for you. Exchange-traded…
What does a mutual fund do

What Does a Mutual Fund Do?

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Are you looking to strike it rich in the stock market? You shouldn’t listen to your buddy at work who swears by buying shares in a startup he claims will be “the next Amazon.” There’s a much safer way to go about building your wealth — and it goes by the name “mutual fund.” Read…
what are dividends

What Are Dividends?

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As an investor, one of your biggest goals may be to eventually live off of passive income streams. Contrary to active income — which you earn every time you clock in at work or complete a side hustle project — passive income allows you to grow your wealth without trading any additional hours of your…
how to read the stock market chart

How to Read the Stock Market Chart

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If you are new to the world of investing, you may struggle to understand the mysterious, complex-looking stock charts that riddle Google and Yahoo Finance. These graphs showcase dozens of tiny lines of different heights, along with numbers and statistics that compare current stock prices to past ones.  Though stock charts may look confusing, knowing…
for investments, how are risk and return related?

For Investments, How Are Risk and Return Related?

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Investing is a fantastic way to make your money work for you. The right kind of investment can help you grow your wealth, increase your assets, and fund financial goals such as your dream home, your children’s education, and your retirement. However, one thing to keep in mind is that every investment comes with a…
what is a value investing strategy

What Is Value Investing?

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Value investing is a strategy that involves seeking out and buying stocks that are trading at a market price lower than their book value or true value. In other words, you are looking for stocks that are “on sale” or worth more than their current share price. When the stocks reach or rise above their…
how does the stock market work in simple terms

How Does the Stock Market Work?

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If you are like many Americans, you find the stock market intimidating and confusing. According to a 2020 poll by Gallup, only 55% of Americans own stocks.  You may have heard horror stories of people losing all of their savings on a single investment, and terms like “capital gains” and “S&P 500” make you think…
etfs vs mutual funds long term

What Are the Differences Between ETFs and Mutual Funds?

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Once you’re ready to take the plunge and invest, the options can seem overwhelming. Should you choose stocks or bonds? Domestic investments or international funds? Does one have a better return or more advantages than another?  Mutual funds and exchange traded funds, or ETFs, are two types of investments that eliminate a lot of those…
what are stocks and how does it work

What Are Stocks?

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If terms like “dividends,” “bull market,” and “IPO” confuse you, you aren’t alone. Many people view the stock market as a complex, intricate concept that they believe they could never understand, let alone participate in.  However, understanding what a stock is and how it works is an easy way to introduce yourself to the stock…
time in the market vs timing the market

Time in the Market vs. Timing the Market

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Many investors operate by the market timing strategy: buying and selling stocks based on predicting stock market movements. While the idea of raking in profits through intelligent market timing can be extremely tempting, is it the wisest investment approach?  Could it be that time in the market—a steady buy-and-hold strategy—is more profitable in the long…